When Income is the Primary Focus

Weathering Market Turbulence Is Paramount HAVING THE LASTING memory of the recently closed books for 2022, what a rough year it was for so many investors! But it doesn’t need to stop there. Is it time for a new income strategy? Stocks and bonds were both down in 2022, which is rare. It’s only happened […]

Should I bond investors ‘Twist’ again like they did last summer?

Now that I bond mania has eased along with the rate of inflation, last year’s investors need to decide if they want to continue with their I bond commitment, increase it or look elsewhere for yield. Last year’s frenzied stampede into Series I bonds was reminiscent of the early 1960s dance craze to Chubby Checker’s […]

Nationwide study shows pandemic impact on retirement expectations

Over two-thirds of non-retired investors say they may continue working after they retire. Post-retirement life may never look the same post-pandemic. According to Nationwide’s eighth annual Advisor Authority survey, market turmoil and the soaring cost of living have forced more investors to consider working after their “retirement.” The study showed that more than two-thirds (69%) […]

FSI OneVoice 2023: Industry Leaders Q&A Videos

We’re On The Scene At FSI OneVoice With Quick Insights From Independent Wealth Management Industry Leaders At this year’s FSI OneVoice in Palm Desert, California, I’m speaking with industry leaders about why they are attending the Financial Services Institute’s annual conference and what they aim to get out of it. We will post more videos here throughout […]

Annuity sales stay torrid in Q3 with help from banks

Bank sales propelled fixed-rate deferred and fixed-indexed annuity sales to hit record levels for the second consecutive quarter. The scorching hot demand for annuities didn’t cool off during the third quarter, and banks played a key role. Bank sales propelled fixed-rate deferred and fixed-indexed annuity sales to reach record levels for the second consecutive quarter, […]

Adviser checklist: Don’t forget to do these things before year-end

The end of the year is crucial for tax purposes, and strategies include tax-loss harvesting, charitable gifting and rebalancing client portfolios. The countdown to 2023 has begun, and financial advisers better get themselves — and their clients — ready before ringing in the new year. “The end of the year is crucial for tax purposes,” […]

Majority of workers say they’re behind on saving for retirement

If you’re an American worker feeling behind on your retirement savings, you’re far from alone, according to a new survey. More than half of working Americans (55%) feel they are behind on saving for their retirement, including more than a third (35%) who feel “significantly behind” and 20% who feel “slightly behind,” according to a […]

Early Q4 Leadership and Board Moves Underscore Tech Influence on Wealth Sector

The leaves aren’t the only things changing this fall. As the wealth management and wealthtech industries moves into the fourth quarter, they face an extremely volatile period of market instability, massive inflation and interest rate increases and expected regulatory changes, coupled with continued consolidation and growth through scale. Several players in these spaces have made […]